Tag Archives: debt

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Debt Hack – How to Get Rid of Debt for Once and for All!

Having a lot of credit card debt in your life can really kill your credit and your ability to buy a home later down the road.  Debt-to-income ratio is what the mortgage brokers use to calculate how much home loan you can qualify for, meaning the less debt you have, the better off you will be.

Couple years back, I had about $50,000 in credit card debt, mostly due to trying to make it with my own business (running this very blog) and also being jobless for a period of about 12 months.

In those perio

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Home DIY – How to Increase Your Chances Of Owning A Home Even If You Have Bad Credit!

Here’s a good guide on how to increase your chances of owning a home even if you don’t have perfect credit:

A mortgage broker will find and deal with loan institutions,  with no up front expenses to you. Once they get you a loan at a good rate and the deal is going to be finalized,  you will pay them a fee. These folks are experienced and deal with financial institutions all the time. Before accepting their services,  make sure there are no upfront fees,  then you will need a real estate agent to find a good house, at an affordable rate.

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Credit Card DIY – How to Lower Your APR!

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As a person who had over $40,000 in credit card debts, I can tell you how I lowered my APR and effectively paid off most of my debts in a course of a year.

First off, I did read Debt Cures by Kevin Trudeau, which help me understand the cr

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