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Debt Hack – How to Get Rid of Debt for Once and for All!

Having a lot of credit card debt in your life can really kill your credit and your ability to buy a home later down the road.  Debt-to-income ratio is what the mortgage brokers use to calculate how much home loan you can qualify for, meaning the less debt you have, the better off you will be.

Couple years back, I had about $50,000 in credit card debt, mostly due to trying to make it with my own business (running this very blog) and also being jobless for a period of about 12 months.

In those perio

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