Frankly, I used to be very broke about 2 years ago when I was barely trying to be independent with my blogging business. Gladly, I never had to get a job after I got to a point where I was making enough money with blogging. Well, during those times, literally hundreds of debt resolution services called me on a daily basis. I always turned them down because what they “don’t” tell you is that having your debts settled with the credit card companies WILL LOWER YOUR CREDIT SCORE.
Of course, if you owe like more than $100,000 AND you have no way of paying them back